The Ohio based law firm of Hallock & Associates LLC focuses on aiding their clients with financial and debt difficulties. Their team of skilled professionals are respected for their passions to always fight for their clients’ best interests. Whatever case they are handling for their clients; Bankruptcy proceedings, Debt Negotiations, or against debt collectors in breach of the FDCPA this firm will be a great choice.
Hallock & Associates take pride in working with consumers in order to help them understand the appropriate legal knowledge and how it applies to their situation without the need to spend time and money on risky trial and error efforts with unreliable firms.
How can Hallock & Associates Help you?
The firm has lawyers dedicated to financial law covering all the relevant fields and will make sure to match you with the right lawyer for your case. Practice areas they are focused on include:
Debt Collection and FDCPA
The Fair Debt Collection Practices Act, or FDCPA, specifies how debt collectors can collect outstanding debts. This consumer protection law allows your lawyer to fight back against debt collection harassment; putting a stop to debt collector harassments and the assertive methods they use against you. In having legal representation acting on your behalf the debt collectors could be made to stop the calls, letters, and any other communications with you. They would instead be directed to contact your lawyer at Hallock & Associates.
Bankruptcy Proceedings
Once your are protected from debt collection harassment, you and your lawyer can now focus on the options available to you in order to reorganize your finances. The team of lawyers at Hallock and Associates will be able to help you choose between the many options available to you including:
- Chapter 7 Bankruptcy – A process of liquidating your non-exempt assets to repay debts with any remaining amounts not paid for by the money raised in this process discharged.
- Chapter 13 Bankruptcy – A process involving the restructuring and reorganizing the terms of your debts so that an affordable repayment plan is established where making payments over 3 to 5 years would settle your outstanding debt.
Consumer Litigation & Debt Negotiation
If you are taken to court by your creditors or decide a negotiated settlement would be in your best interest the firm is also able to assist you with their experience in:
- Consumer Litigation – Representing you in a consumer debt court case.
- Debt Negotiation – A process involve your lawyers contacting the creditors and negotiating alternative terms such as a reduced payment to settle the debt.
The team at Hallock & Associates are exactly the type of lawyers you want on your side, ready to do what it takes to get you results and relieve the stress of your current financial situation.